My First App

The Valuteachers Core conference for SC, NC, and VA reps was great. The Holiday Inn Express hotel in Lexington, NC overlooking the Childress Vineyards was a plus.

Majority of the reps were new like me and have yet to fill out their first app or application. Since that weekend, I almost had my first app done, but the young lady was busy at work and will complete it in the New Year. She is in her early to mid-20's, she has toddler son, and will be contributing to a ROTH IRA account.  She will begin with the minimum of $100 per month.

I'm excited for her because she is on her way to saving for her retirement. Starting at a young age will almost guarantee her 6 figures in retirement if she increase her monthly contribution $25 each additional years.

I know I have to continue to talk to young adults about saving for retirement. Believe me after a while you won't be missing it.

2013 is KNOCKING on the door, what are you waiting for?

Photo Credit:  http://theblakeproject.typepad.com

Comment below as to what are your fears of starting your first step towards saving for Retirement.